> ## Documentation Index > Fetch the complete documentation index at: https://docs.qonto.com/llms.txt > Use this file to discover all available pages before exploring further. # Create a SEPA Direct Debit mandate > OAuth scope: `sepa_direct_debit.write` Create a SEPA Direct Debit mandate for a client. The response includes `sign_url` only when `payment_info` is provided in the request. ## OpenAPI ````yaml post /v2/sepa/direct_debit_mandates openapi: 3.1.1 info: version: v2 title: Qonto servers: - url: https://thirdparty.qonto.com description: Production URL - url: https://thirdparty-sandbox.staging.qonto.co description: Sandbox URL security: - OAuth: - organization.read - membership.read - membership.write - attachment.write - internal_transfer.write - payment.write - supplier_invoice.write - supplier_invoice.read - client_invoices.read - client_invoice.write - client.read - client.write - product.read - product.write - request_review.write - request_review.read - team.read - team.write - request_transfers.write - insurance_contract.read - insurance_contract.write - card.read - card.write - bank_account.write - beneficiary.trust - webhook - payment_link.write - payment_link.read - sepa_direct_debit.read - sepa_direct_debit.write - terminal.read - terminal.write - SecretKey: [] paths: /v2/sepa/direct_debit_mandates: parameters: - $ref: '#/components/parameters/X-Qonto-Staging-Token' post: tags: - SEPA Direct Debit summary: Create a SEPA Direct Debit mandate description: > OAuth scope: `sepa_direct_debit.write` Create a SEPA Direct Debit mandate for a client. The response includes `sign_url` only when `payment_info` is provided in the request. operationId: createDirectDebitMandate requestBody: required: true content: application/json: schema: $ref: '#/components/schemas/CreateDirectDebitMandateRequest' responses: '201': description: The SEPA Direct Debit mandate has been created successfully. content: application/json: schema: $ref: '#/components/schemas/DirectDebitMandateResponse' '400': $ref: '#/components/responses/400-Bad-request' '401': $ref: '#/components/responses/401-Unauthorized' '403': $ref: '#/components/responses/403-Forbidden' '500': $ref: '#/components/responses/500-Internal-Server-Error' security: - OAuth: - sepa_direct_debit.write components: parameters: X-Qonto-Staging-Token: name: X-Qonto-Staging-Token in: header description: >- Required only for Sandbox API requests; to get one, please sign up to the [Developer Portal](https://developers.qonto.com/). schema: type: string schemas: CreateDirectDebitMandateRequest: type: object required: - direct_debit_mandate properties: direct_debit_mandate: type: object required: - client_id properties: client_id: type: string format: uuid payment_info: $ref: '#/components/schemas/DirectDebitMandatePaymentInfo' send_mandate_signature_email: type: boolean description: When true, send the mandate signature email to the debitor. DirectDebitMandateResponse: type: object required: - direct_debit_mandate properties: direct_debit_mandate: $ref: '#/components/schemas/DirectDebitMandate' DirectDebitMandatePaymentInfo: type: object required: - first_payment - notify_client - schedule_type properties: first_payment: $ref: '#/components/schemas/DirectDebitMandateFirstPayment' notify_client: type: boolean schedule_type: type: string enum: - one_off description: Schedule type for the mandate DirectDebitMandate: type: object required: - id - unique_mandate_reference - client_id - status - created_at properties: id: type: string format: uuid unique_mandate_reference: type: string client_id: type: string format: uuid status: type: string example: pending_signature mandate_signature_date: type: string format: date-time description: ISO8601 date-time when the mandate was signed, absent otherwise example: '2026-01-01T00:00:00Z' schedule_type: type: string enum: - one_off description: Schedule type for the mandate, absent otherwise notify_client: type: boolean description: >- Whether to notify the debtor when a collection is scheduled, absent otherwise. sign_url: type: string format: uri description: >- The URL to sign the mandate electronically. Only returned when `payment_info` was provided on mandate creation; absent otherwise. created_at: type: string format: date-time description: ISO8601 date-time when the mandate was created. BadRequestResponseBody: type: object properties: errors: type: array items: $ref: '#/components/schemas/BadRequestError' required: - errors UnauthorizedResponseBody: type: object properties: errors: type: array items: $ref: '#/components/schemas/UnauthorizedError' required: - errors ForbiddenResponseBody: type: object properties: errors: type: array items: $ref: '#/components/schemas/ForbiddenError' required: - errors DirectDebitMandateFirstPayment: type: object required: - collection_date - amount - reference properties: collection_date: type: string format: date description: ISO8601 date (YYYY-MM-DD) when the first collection will be executed example: '2026-01-01' amount: $ref: '#/components/schemas/DirectDebitMandateAmount' reference: type: string description: Reference for the collection BadRequestError: type: object properties: code: type: string description: Error code. detail: type: string description: Human readable error that explains error `code`. source: type: object properties: pointer: type: string description: >- The property in the request body that caused the error (optional). parameter: type: string description: The query parameter that caused the error (optional). required: - code - detail x-examples: Authorization field missing: code: bad_request detail: Authorization field missing UnauthorizedError: type: object properties: code: type: string description: Error code. detail: type: string description: Human readable error that explains error `code`. required: - code - detail x-examples: Invalid credentials: code: unauthorized detail: Invalid credentials ForbiddenError: type: object properties: code: type: string description: Error code. detail: type: string description: Human readable error that explains error `code`. required: - code - detail x-examples: Insufficient permissions: code: forbidden detail: User does not have sufficient permissions for this action. DirectDebitMandateAmount: type: object required: - value - currency properties: value: type: string description: Amount as decimal string example: '102.34' currency: type: string description: ISO 4217 currency code example: EUR responses: 400-Bad-request: description: Returns a bad request error. content: application/json: schema: $ref: '#/components/schemas/BadRequestResponseBody' examples: Authorization field missing: value: errors: - code: bad_request detail: Authorization field missing 401-Unauthorized: description: Returns an unauthorized error. content: application/json: schema: $ref: '#/components/schemas/UnauthorizedResponseBody' examples: authorization_header_missing: value: errors: - code: authorization_header_missing detail: authorization header missing authorization_token_invalid: value: errors: - code: authorization_token_invalid detail: authorization token invalid 403-Forbidden: description: Returns a forbidden error. content: application/json: schema: $ref: '#/components/schemas/ForbiddenResponseBody' examples: Insufficient permissions: value: errors: - code: forbidden detail: User does not have sufficient permissions for this action. 500-Internal-Server-Error: description: Returns an internal server error. securitySchemes: OAuth: type: oauth2 description: > Bearer authorization header: `Bearer `, where `` is the access token received from the authorization server at the end of the [OAuth 2.0 flow](/get-started/business-api/authentication/oauth/oauth-flow). flows: authorizationCode: refreshUrl: https://oauth.qonto.com/oauth2/token authorizationUrl: https://oauth.qonto.com/oauth2/auth scopes: attachment.read: Retrieve attachments attachment.write: Upload attachments and remove attachments from transactions bank_account.write: Create, update and close bank accounts beneficiary.trust: Trust SEPA beneficiaries card.read: Retrieve cards card.write: Create or update cards client.read: Retrieve clients client.write: Create clients client_invoice.write: Create client invoices client_invoices.read: Retrieve client invoices and credit notes einvoicing.read: Retrieve e-invoicing settings embed_auth_link.write: Create Embed auth links insurance_contract.read: Retrieve insurance contracts insurance_contract.write: Create and update insurance contracts internal_transfer.write: >- Create internal transfers (between 2 Qonto accounts of the same organization) international_transfer.write: Create international transfers membership.read: Retrieve the authentified membership membership.write: Invite team members offline_access: Retrieve a refresh token organization.read: >- Retrieve organization, bank accounts, transactions, transfers, beneficiaries, labels, memberships, requests & statements payment.write: Create external transfers and untrust beneficiaries payment_link.read: >- Retrieve payment links, their payments, and the available payment methods payment_link.write: >- Connect to the payment links provider, create and deactivate payment links product.read: Retrieve products product.write: Create products request_cards.write: Create card requests request_review.write: Approve or decline requests request_transfers.write: Create transfer requests sepa_direct_debit.read: View SEPA Direct Debit payments sepa_direct_debit.write: Manage SEPA Direct Debit payments supplier_invoice.read: Retrieve supplier invoices supplier_invoice.write: Create supplier invoices team.read: Retrieve teams team.write: Create teams terminal.read: View your payment terminals terminal.write: Configure your terminals and initiate payments webhook: >- Receive a notification each time a particular event occurs in Qonto tokenUrl: https://oauth.qonto.com/oauth2/token SecretKey: type: apiKey description: cf. [API key](/get-started/business-api/authentication/api-key) name: Authorization in: header ````