> ## Documentation Index
> Fetch the complete documentation index at: https://docs.qonto.com/llms.txt
> Use this file to discover all available pages before exploring further.
# v1/terminal-payments
> OAuth scope: `terminal.read`
Webhook that delivers events related to terminal payments.
Supported events:
- `authorized` — The payment was approved by the card issuer.
- `refused` — The payment was declined.
This topic delivers events for POS terminal payment outcomes.
**Events:**
* **`authorized`** — The payment was approved by the card issuer. Includes `authorized_amount` (may differ from the requested amount if a tip was added), `tip_amount` if applicable, `payment_method`, `card_summary`, and `authorized_at`.
* **`refused`** — The payment was declined. Includes `failure_reason` with the decline code.
```json v1/terminal-payments authorized theme={null}
{
"id": "123e4567-e89b-12d3-a456-426614174000",
"subscription_id": "123e4567-e89b-12d3-a456-426614174000",
"organization_id": "123e4567-e89b-12d3-a456-426614174000",
"membership_id": "123e4567-e89b-12d3-a456-426614174000",
"type": "v1/terminal-payments",
"created_at": "2026-04-28T13:02:32Z",
"data": {
"event": "authorized",
"id": "019dd42e-87cf-7072-863e-7fef8714c2c0",
"terminal_id": "019d7188-1476-7a74-a7da-01c57793eb93",
"poi_id": "S1F2-000158244717080",
"amount": {
"value": "20.00",
"currency": "EUR"
},
"authorized_amount": {
"value": "21.00",
"currency": "EUR"
},
"tip_amount": {
"value": "1.00",
"currency": "EUR"
},
"payment_method": "cartebancaire",
"card_summary": "2120",
"metadata": "{\"order_id\": \"zelty-order-456\"}",
"created_at": "2026-04-28T13:01:52Z",
"authorized_at": "2026-04-28T13:02:00Z"
}
}
```
```json v1/terminal-payments refused theme={null}
{
"id": "123e4567-e89b-12d3-a456-426614174001",
"subscription_id": "123e4567-e89b-12d3-a456-426614174000",
"organization_id": "123e4567-e89b-12d3-a456-426614174000",
"membership_id": "123e4567-e89b-12d3-a456-426614174000",
"type": "v1/terminal-payments",
"created_at": "2026-04-28T14:15:10Z",
"data": {
"event": "refused",
"id": "019dd501-a2b3-7c4d-8e5f-6a7b8c9d0e1f",
"terminal_id": "019d7188-1476-7a74-a7da-01c57793eb93",
"poi_id": "S1F2-000158244717080",
"amount": {
"value": "35.00",
"currency": "EUR"
},
"payment_method": "visa",
"card_summary": "1234",
"failure_reason": "214 Declined online",
"metadata": "{\"order_id\": \"zelty-order-457\"}",
"created_at": "2026-04-28T14:15:05Z"
}
}
```
## OpenAPI
````yaml webhook v1/terminal-payments
openapi: 3.1.1
info:
version: v2
title: Qonto
servers:
- url: https://thirdparty.qonto.com
description: Production URL
- url: https://thirdparty-sandbox.staging.qonto.co
description: Sandbox URL
security:
- OAuth:
- organization.read
- membership.read
- membership.write
- attachment.write
- internal_transfer.write
- payment.write
- supplier_invoice.write
- supplier_invoice.read
- client_invoices.read
- client_invoice.write
- client.read
- client.write
- product.read
- product.write
- request_review.write
- request_review.read
- team.read
- team.write
- request_transfers.write
- insurance_contract.read
- insurance_contract.write
- card.read
- card.write
- bank_account.write
- beneficiary.trust
- webhook
- payment_link.write
- payment_link.read
- sepa_direct_debit.read
- sepa_direct_debit.write
- terminal.read
- terminal.write
- SecretKey: []
paths: {}
components:
securitySchemes:
OAuth:
type: oauth2
description: >
Bearer authorization header: `Bearer `, where `` is the
access token received from the authorization server at the end of the
[OAuth 2.0
flow](/get-started/business-api/authentication/oauth/oauth-flow).
flows:
authorizationCode:
refreshUrl: https://oauth.qonto.com/oauth2/token
authorizationUrl: https://oauth.qonto.com/oauth2/auth
scopes:
attachment.read: Retrieve attachments
attachment.write: Upload attachments and remove attachments from transactions
bank_account.write: Create, update and close bank accounts
beneficiary.trust: Trust SEPA beneficiaries
card.read: Retrieve cards
card.write: Create or update cards
client.read: Retrieve clients
client.write: Create clients
client_invoice.write: Create client invoices
client_invoices.read: Retrieve client invoices and credit notes
einvoicing.read: Retrieve e-invoicing settings
embed_auth_link.write: Create Embed auth links
insurance_contract.read: Retrieve insurance contracts
insurance_contract.write: Create and update insurance contracts
internal_transfer.write: >-
Create internal transfers (between 2 Qonto accounts of the same
organization)
international_transfer.write: Create international transfers
membership.read: Retrieve the authentified membership
membership.write: Invite team members
offline_access: Retrieve a refresh token
organization.read: >-
Retrieve organization, bank accounts, transactions, transfers,
beneficiaries, labels, memberships, requests & statements
payment.write: Create external transfers and untrust beneficiaries
payment_link.read: >-
Retrieve payment links, their payments, and the available payment
methods
payment_link.write: >-
Connect to the payment links provider, create and deactivate
payment links
product.read: Retrieve products
product.write: Create products
request_cards.write: Create card requests
request_review.write: Approve or decline requests
request_transfers.write: Create transfer requests
sepa_direct_debit.read: View SEPA Direct Debit payments
sepa_direct_debit.write: Manage SEPA Direct Debit payments
supplier_invoice.read: Retrieve supplier invoices
supplier_invoice.write: Create supplier invoices
team.read: Retrieve teams
team.write: Create teams
terminal.read: View your payment terminals
terminal.write: Configure your terminals and initiate payments
webhook: >-
Receive a notification each time a particular event occurs in
Qonto
tokenUrl: https://oauth.qonto.com/oauth2/token
SecretKey:
type: apiKey
description: cf. [API key](/get-started/business-api/authentication/api-key)
name: Authorization
in: header
````