> ## Documentation Index
> Fetch the complete documentation index at: https://docs.qonto.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction

Qonto provides **2 collections of REST APIs** and a **Sandbox environment** to help you build integrations on top of Qonto accounts, transactions, memberships, etc; no matter what your use case is.

JSON is returned in all API responses, including errors.

For security purposes:

* All API requests must be made over HTTPS. Calls made over plain HTTP will fail.
* All API requests (except the ones to [/v2/oauth2/auth](/api-reference/business-api/authentication/oauth2/retrieve_authorization)) must be made **from your backend**. Direct calls from browsers will fail.

## Qonto APIs

<CardGroup cols="2">
  <Card
    title="Business API"
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    href="/get-started/business-api/overview"
  >
    Access Qonto banking, invoicing, bookkeeping & more remotely
  </Card>

  <Card
    title="Onboarding API"
    icon={<svg width="30" height="30" viewBox="0 0 50 50" fill="none" xmlns="http://www.w3.org/2000/svg">
<path d="M11.0234 37.6165V11.5126C11.0234 11.3823 11.0933 11.262 11.2066 11.1974L27.2989 2.02401C27.3252 2.00901 27.3573 2.00813 27.3844 2.02168L27.6838 2.17141C27.755 2.20702 27.7967 2.27051 27.7859 2.34942C27.3773 5.33914 27.2402 25.2127 27.2192 28.6908C27.2172 29.0178 27.0397 29.3084 26.7542 29.4678L11.5705 37.9478C11.5128 37.98 11.4421 37.9783 11.386 37.9433L11.1088 37.7704C11.0557 37.7373 11.0234 37.6791 11.0234 37.6165Z" fill="#1D1D1B"/>
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</svg>}
    href="/get-started/onboarding-api/overview"
  >
    Fast track your customers' onboarding to Qonto
  </Card>
</CardGroup>

## Use cases

<AccordionGroup>
  <Accordion
    title="Automate your business operations"
    description
    icon={<svg width="20" height="20" viewBox="0 0 50 50" fill="none" xmlns="http://www.w3.org/2000/svg">
<path d="M11.6248 23.2475L20.5172 1L22.51 2.144L20.5172 14.0396L25.8706 10.9487C26.1653 10.7786 26.4102 10.7994 26.5638 10.9487L28.479 12.0534L21.8999 23.4866L18.3665 38.0263L16.3689 36.9253L17.0603 21.6238L13.7085 25.5195L11.7376 24.3841C11.4879 24.2208 11.4105 23.7836 11.6248 23.2475Z" fill="#1D1D1B" stroke="#1D1D1B" stroke-width="0.8" stroke-linejoin="round"/>
<path d="M13.6169 24.3959L22.5094 2.14844V15.188L27.8628 12.0972C28.5426 11.7047 28.9573 12.3282 28.5977 13.2019L18.3611 38.0738L19.0524 22.7722L14.3596 25.4817C13.6864 25.8703 13.2706 25.2624 13.6169 24.3959Z" fill="#D5C8FB" stroke="#1D1D1B" stroke-width="0.8" stroke-linejoin="round"/>
</svg>}
  >
    **Qonto account owners** automating their own workflows (accounting sync, internal reporting, reconciliation) using the **Business API**.

    Access with:

    * [OAuth 2.0](/get-started/business-api/authentication/oauth/oauth-flow) if you need to perform sensitive actions (cf. the [endpoints access table](/get-started/business-api/authentication/introduction#endpoints-access) to identify if you need to use an endpoint which is only accessible through OAuth) OR if you want to restrict the scopes accessible with your authentication credentials to a specific list of scopes;
    * Your [API key](/get-started/business-api/authentication/api-key) otherwise.

    <Tip>
      The API key authentication method is much more simple to implement than OAuth 2.0.
    </Tip>

    <Info>
      This use case requires **no validation from Qonto**, for either authentication method. You can start building right away.
    </Info>
  </Accordion>

  <Accordion
    title="Connect your customers' Qonto accounts to your platform"
    description
    icon={<svg width="20" height="20" viewBox="0 0 50 50" fill="none" xmlns="http://www.w3.org/2000/svg">
<path d="M14.8204 28.6094L13.2981 30.0591C10.9809 32.266 7.33949 32.266 5.02225 30.0591L3.5 28.6094" stroke="#1D1D1B" stroke-width="2.2" stroke-linecap="round"/>
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<path d="M30.9165 5.98488C30.3721 5.4405 29.5607 5.37095 29.1023 5.82937L22.4673 12.4644C22.3604 12.5713 22.3513 12.7727 22.4626 13.0461C22.6854 13.5928 23.3086 14.216 23.8553 14.4388C24.1287 14.5501 24.3301 14.541 24.437 14.4341L31.072 7.79913C31.5305 7.34071 31.4609 6.52926 30.9165 5.98488Z" fill="#FFEADD" stroke="#1D1D1B" stroke-width="0.8"/>
<path d="M36.8247 11.8936C36.2803 11.3492 35.4689 11.2796 35.0105 11.7381L28.3755 18.3731C28.2686 18.48 28.2595 18.6814 28.3708 18.9548C28.5936 19.5015 29.2168 20.1247 29.7635 20.3475C30.0369 20.4588 30.2383 20.4497 30.3452 20.3428L36.9802 13.7078C37.4387 13.2494 37.3691 12.4379 36.8247 11.8936Z" fill="#FFEADD" stroke="#1D1D1B" stroke-width="0.8"/>
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  >
    **Third-party platforms** connecting to Qonto on behalf of their users (ERPs, accounting software, financial tools).

    Access with: [OAuth 2.0](/get-started/business-api/authentication/oauth/oauth-flow).

    <Warning>
      This use case **requires validation from Qonto** if you are requesting [sensitive scopes](/get-started/business-api/authentication/oauth/available-scopes#available-scopes).
    </Warning>
  </Accordion>

  <Accordion
    title="Embed Qonto business features into your platform"
    description
    icon={<svg width="20" height="20" viewBox="0 0 50 50" fill="none" xmlns="http://www.w3.org/2000/svg">
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<path d="M36.5256 13.8187L23.7927 21.2113C21.8157 22.3609 18.5991 22.3609 16.6102 21.2113L3.79406 13.8092C2.84242 13.2546 2.34044 12.5382 2.29999 11.8147V13.7222C2.25241 14.5148 2.74964 15.3145 3.79406 15.9167L16.6102 23.3212C18.5991 24.4707 21.8157 24.4707 23.7927 23.3212L36.5256 15.9191C37.4772 15.3598 37.9744 14.6338 37.9982 13.9031V11.748C38.0006 12.4978 37.5081 13.2475 36.5256 13.8187Z" fill="#1D1D1B" stroke="#1D1D1B" stroke-width="0.8" stroke-linejoin="round"/>
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<path d="M11.5547 11.9304C12.8007 11.3827 14.1714 11.1075 15.5565 11.1269C16.9476 11.1083 18.3243 11.3834 19.5775 11.9304C18.3256 12.4759 16.9505 12.7495 15.5613 12.7295C14.1751 12.7499 12.803 12.4763 11.5547 11.9304Z" fill="#1D1D1B"/>
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<path d="M19.8714 12.127C20.8436 12.7614 21.3816 13.582 21.3816 14.4311C21.3816 15.2803 20.8507 16.1008 19.8832 16.74C18.9134 16.1032 18.3754 15.2827 18.3731 14.4311C18.3707 13.5796 18.8945 12.759 19.8714 12.127Z" fill="#1D1D1B"/>
</svg>
}
  >
    **Partners embedding Qonto** natively into their product.

    * To create Qonto business accounts (and eventually companies) for your customers, use the **Onboarding API**;
    * To operate those accounts directly from your platform, use the **Business API** (with [OAuth 2.0](/get-started/business-api/authentication/oauth/oauth-flow)).

    <Warning>
      Requires **signing a partnership contract** with Qonto before going live.
    </Warning>
  </Accordion>

  <Accordion
    title="Streamline company creation"
    description
    icon={<svg width="20" height="20" viewBox="0 0 50 50" fill="none" xmlns="http://www.w3.org/2000/svg">
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  >
    **Platforms** using the **Onboarding API** to create Qonto accounts and companies (digital KYB, KYC and capital deposit) programmatically.

    <Warning>
      Requires **signing an ORIAS mandate** (France only) and a **partnership contract** with Qonto before going live.
    </Warning>
  </Accordion>
</AccordionGroup>
