Requests and transfers - Qonto

The CLI cannot make payments. It can create a request (a transfer, several transfers at once, or a card) that an approver in your organization then reviews in Qonto, and it can list the SEPA transfers and beneficiaries that already exist.

Requests

Command	What it does	OAuth scope
`qonto requests create-flash-card`	Create a flash card request	`request_cards.write`
`qonto requests create-multi-transfer`	Create multi transfer request	`request_transfers.write`
`qonto requests create-transfer`	Create transfer request	`request_transfers.write`
`qonto requests create-virtual-card`	Create a virtual card request	`request_cards.write`
`qonto requests list`	List requests	`organization.read`

A transfer request is only a proposal: nothing is paid until someone with permission to review requests approves it in Qonto, with their own Strong Customer Authentication. The CLI cannot approve or decline requests.

SEPA transfers and beneficiaries (read-only)

Command	What it does	OAuth scope
`qonto sepa beneficiaries get <id>`	Retrieve a SEPA beneficiary	`organization.read`
`qonto sepa beneficiaries list`	List SEPA beneficiaries	`organization.read`
`qonto sepa bulk-transfers get <id>`	Get Bulk Transfer	`organization.read`
`qonto sepa bulk-transfers list`	List Bulk Transfers	`organization.read`
`qonto sepa recurring-transfers get <id>`	Get SEPA recurring transfer	`organization.read`
`qonto sepa recurring-transfers list`	List SEPA recurring transfers	`organization.read`
`qonto sepa transfers get <id>`	Get SEPA transfer	`organization.read`
`qonto sepa transfers list`	List SEPA transfers	`organization.read`

Try it

# Pending requests
qonto requests list --status pending

# Ask for a €250 transfer, for an approver to review
qonto requests create-transfer --debit-iban <your-iban> \
  --credit-iban <beneficiary-iban> --credit-account-name "ACME SAS" \
  --amount 250.00 --currency EUR --reference "Invoice 2026-114" \
  --note "Monthly maintenance"

# Settled and declined transfers since the start of the month
qonto sepa transfers list --status settled,declined --scheduled-date-from 2026-09-01 \
  --fields id,status,amount,reference