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The Qonto MCP server lets your AI assistant read and act on your Qonto data through a curated set of tools, so you can manage your business banking by chatting with the LLM of your choice. It implements the Model Context Protocol, an open standard created by Anthropic and maintained by the community, that lets large language models discover and call tools exposed by a server. From an end-user point of view, once the server is installed, your assistant gains a new set of capabilities.
Connecting the Qonto MCP server shares your Qonto account data with a third-party AI tool. Read the Terms and Disclosures carefully before connecting. When you authorize the connection you accept those terms, including sharing your account data with your chosen AI tool and the lifting of professional secrecy in this regard.

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Endpoint

The server reuses the same identity provider as developers.qonto.com. The OAuth scopes documented in the Business API reference govern what each tool can do on your behalf.
This server connects one organization per authorization. If you belong to several Qonto organizations and want your assistant to read across all of them through a single connection, use the multi-organization endpoint.

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What you can do with it

Once connected, your assistant can:

Read your books

List and filter transactions, statements, attachments, invoices, quotes, clients, cards, requests, and labels.

Manage cards

Create virtual or physical cards, change their status, update limits, and request new ones for teammates.

Bill clients

Draft and send client invoices, quotes, and credit notes; mark them as paid; deliver them by email.

Triage requests

List and create card and multi-transfer requests, decline them, or get a link to approve in the Qonto web app.
See What you can do for the complete capability map and example prompts.

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Install it

Pick the client that matches your assistant. Cursor and VS Code offer a one-click install; Claude, ChatGPT, and Le Chat take a short paste into their connector settings.

Claude Desktop

Claude Code

Cursor

VS Code

ChatGPT

Mistral Le Chat

If you just want the URL and copy-paste instructions, jump to the Quickstart.

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How it relates to the Business API

The MCP server is built on top of the Qonto Business API and uses its endpoints downstream to act on your behalf. MCP tools are designed around what an assistant needs to accomplish rather than mirroring the API: a single tool may combine several endpoints, add validation, or shape inputs and outputs for conversational use, so there is no one-to-one correspondence between a tool and an API endpoint. You should use the Business API directly if you are building a custom backend integration, an ERP connector, or an embedded product. You should use the MCP server if you want a conversational, ad-hoc interface to your Qonto account through an assistant you already use.
The MCP server only exposes a curated subset of the Business API: read endpoints and a vetted set of write operations. It does not (yet) cover SEPA transfers from a beneficiary, international transfers, webhooks, terminals, or onboarding. For those use cases use the Business API directly.

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Security model

  • Every tool call is authenticated as you: the server holds an OAuth access token issued to your Qonto user. It cannot act outside what your role and your organization’s price plan allow.
  • Owners, admins, and accountants can connect by default. Managers and employees can connect once an owner or an admin enables Qonto MCP for the organization, see Who can connect.
  • The Qonto MCP server itself does not store conversation content, transcripts, or your business data; it only proxies tool calls to the Business API.
  • The MCP client (Claude, ChatGPT, Cursor, etc.) holds the conversation, including any data the tools return. Review your client vendor’s data handling before connecting.
  • You can revoke access at any time from the connected apps section of your Qonto account.
See Security and limits for the full breakdown.

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In this section

What you can do

Concrete capabilities the Qonto MCP server gives your assistant

Authentication

How the Qonto MCP server authenticates clients and acts on your behalf

Multi-organization

Read across several Qonto organizations with a single connection

Security and limits

Security and limits

Terms and Disclosures

Terms and disclosures for the Qonto MCP server — read carefully before connecting a third-party AI tool

Quickstart

Connect any MCP client to mcp.qonto.com in under a minute

Claude Desktop

Find Qonto in Connectors in Claude Desktop and Claude.ai

Claude Web

Add Qonto from the Connectors directory in Claude.ai

Claude Code

Add Qonto as an MCP server in Anthropic’s Claude Code CLI

Cursor

Add Qonto to Cursor with a one-click deeplink

VS Code

Add Qonto to GitHub Copilot Chat in VS Code

ChatGPT

Add Qonto as a Custom Connector in ChatGPT

Mistral Le Chat

Add Qonto as a Custom MCP Connector in Mistral’s Le Chat

Notion

Add Qonto as a Custom Connector in Notion AI

Tool reference

All tools exposed by the Qonto MCP server, grouped by domain

Accounts and organizations

Organization, memberships, teams, and labels

Cards

List, create, update, and transition Qonto cards

Transactions and statements

Read transactions, pull statements, and manage attachments

Uploading attachments

Attach invoices and receipts to transactions, supplier invoices, and client invoices

Cash flow categories

Browse the cash flow category catalog, grow it, and tag transactions

Clients

Manage the customers you bill from Qonto

Invoices and billing

Client invoices, payment reminders, supplier invoices, quotes, credit notes, and products

Payment links

Create shareable checkout pages and track the payments made against them

Requests

Card requests, multi-transfer requests, and approval workflows

Plans and pricing

The organization’s own plan, plus Qonto’s public price list

Troubleshooting

Fixes for the most common MCP installation and runtime issues
Need to report a bug, request a new feature, or didn’t find your answer? Click here.