Business API
Overview
Access Qonto banking, invoicing, bookkeeping & more remotely
The Business API enables:
- our customers to access their Qonto business features remotely in order to automate their business operations (e.g. payments, card creation, transaction synchronisation and reconciliation);
- our partners to access Qonto business features on behalf of their customers in order to:
- offer to those customers an integration with Qonto (and eventually publish this integration in our Marketplace),
- or, thanks to our Qonto Embed offering, operate Qonto business accounts directly from their platform with minimal back-and-forth between their application and the Qonto application.
List transactions
List transactions
To do so, you will need to call 2 endpoints:
-
Retrieve the authenticated organization and list bank accounts
To learn more about this endpoint, click here.🔗 Endpoint GET https://thirdparty.qonto.com/v2/organization🔒 Auth API Key or OAuth 2.0 ( organization.readscope)📲 SCA No -
List transactions
You will need to specify the
idor theibanof the bank account retrieved with the previous API call.
To learn more about this endpoint, click here.🔗 Endpoint GET https://thirdparty.qonto.com/v2/transactions🔒 Auth API Key or OAuth 2.0 ( organization.readscope)📲 SCA No
Initiate external transfers
Initiate external transfers
There are 3 different ways of initiating external transfers:
-
Create external transfers with beneficiaries data
This endpoint is only accessible using Strong Customer Authentication 👉 it requires a user interaction during the external transfers creation flow: the authenticated membership needs to approve the external transfers in the Qonto mobile app (after receiving a push notification).
To learn more about this endpoint, click here.🔗 Endpoint POST https://thirdparty.qonto.com/v2/external_transfers/checkout🔒 Auth OAuth 2.0 only ( payment.writescope)📲 SCA Yes 👉 the external transfers creation will not be fully automated; the authenticated membership will receive a push notification and will have to approve the external transfers within 15 minutes. 👤 Beneficiary type Any type of beneficiary (i.e. new or existing one, trusted or not); if the beneficiary doesn’t exist, it will be created once the transfer is successfully created. 🔢 Number of transfers Up to 400 -
Create an external transfer with trusted beneficiary
This endpoint doesn’t require any user interaction once the beneficiary is trusted. A beneficiary can only be trusted through Qonto app.
To learn more about this endpoint, click here.🔗 Endpoint POST https://thirdparty.qonto.com/v2/external_transfers🔒 OAuth scope OAuth 2.0 only ( payment.writescope)📲 SCA No 👉 the external transfer creation will be fully automated. 👤 Beneficiary type Only trusted beneficiary; the list of trusted beneficiaries can be retrieved through the List beneficiaries endpoint. 🔢 Number of transfers 1 -
Create a transfers request
This endpoint requires a user interaction after the transfers request creation: the transfers request must be approved by a membership of the authenticated organization with permissions to review requests.
To learn more about this endpoint, click here.🔗 Endpoint POST https://thirdparty.qonto.com/v2/requests/multi_transfers🔒 OAuth scope OAuth 2.0 only ( request_transfers.writescope)📲 SCA No 👉 the transfers request creation will be fully automated but not the external transfers creation since the request will have first to be approved by a membership in the Qonto app without any time constraints. 👤 Beneficiary type Any type of beneficiary (i.e. new or existing one, trusted or not); if the beneficiary doesn’t exist, it will be created once the transfer is successfully created. 🔢 Number of transfers Up to 400