Close a business account

curl --request POST \
  --url https://thirdparty.qonto.com/v2/bank_accounts/{id}/close \
  --header 'Authorization: Bearer <token>'

import requests

url = "https://thirdparty.qonto.com/v2/bank_accounts/{id}/close"

headers = {"Authorization": "Bearer <token>"}

response = requests.post(url, headers=headers)

print(response.text)

const options = {method: 'POST', headers: {Authorization: 'Bearer <token>'}};

fetch('https://thirdparty.qonto.com/v2/bank_accounts/{id}/close', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://thirdparty.qonto.com/v2/bank_accounts/{id}/close",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://thirdparty.qonto.com/v2/bank_accounts/{id}/close"

	req, _ := http.NewRequest("POST", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://thirdparty.qonto.com/v2/bank_accounts/{id}/close")
  .header("Authorization", "Bearer <token>")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://thirdparty.qonto.com/v2/bank_accounts/{id}/close")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body

{
  "bank_account": {
    "id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
    "name": "Primary bank account",
    "organization_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
    "main": true,
    "iban": "FR7616958000010123456789037",
    "bic": "BNPAFRPPXXX",
    "currency": "EUR",
    "balance": "142188.43",
    "balance_cents": 14218843,
    "authorized_balance": "141148.12",
    "authorized_balance_cents": 14114812,
    "updated_at": "2024-04-03T12:00:00Z",
    "is_external_account": false,
    "account_number": 1234567890
  }
}

Business Accounts

Close a business account

OAuth scope: bank_account.write

Accessible only using Strong Customer Authentication.

Example of SCA usage: Postman visual flow

Closes a specific business account identified by its ID.

Once closed, the account can no longer be used for transactions. Before closing an account, ensure it has a zero balance and no pending transactions. The main account cannot be closed.

Restrictions:

You cannot close your main account.
You cannot close an businesss account with a non-zero balance.
External businesss accounts cannot be closed through this API.

POST

bank_accounts

{id}

Close a business account

curl --request POST \
  --url https://thirdparty.qonto.com/v2/bank_accounts/{id}/close \
  --header 'Authorization: Bearer <token>'

import requests

url = "https://thirdparty.qonto.com/v2/bank_accounts/{id}/close"

headers = {"Authorization": "Bearer <token>"}

response = requests.post(url, headers=headers)

print(response.text)

const options = {method: 'POST', headers: {Authorization: 'Bearer <token>'}};

fetch('https://thirdparty.qonto.com/v2/bank_accounts/{id}/close', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://thirdparty.qonto.com/v2/bank_accounts/{id}/close",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://thirdparty.qonto.com/v2/bank_accounts/{id}/close"

	req, _ := http.NewRequest("POST", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://thirdparty.qonto.com/v2/bank_accounts/{id}/close")
  .header("Authorization", "Bearer <token>")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://thirdparty.qonto.com/v2/bank_accounts/{id}/close")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body

{
  "bank_account": {
    "id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
    "name": "Primary bank account",
    "organization_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
    "main": true,
    "iban": "FR7616958000010123456789037",
    "bic": "BNPAFRPPXXX",
    "currency": "EUR",
    "balance": "142188.43",
    "balance_cents": 14218843,
    "authorized_balance": "141148.12",
    "authorized_balance_cents": 14114812,
    "updated_at": "2024-04-03T12:00:00Z",
    "is_external_account": false,
    "account_number": 1234567890
  }
}

Authorizations

Authorization

string

header

required

Bearer authorization header: Bearer <token>, where <token> is the access token received from the authorization server at the end of the OAuth 2.0 flow.

Headers

X-Qonto-Staging-Token

string

Required only for Sandbox API requests; to get one, please sign up to the Developer Portal.

X-Qonto-Sca-Session-Token

string

SCA session token for strong customer authentication

X-Qonto-MFA

string

MFA token for strong customer authentication

X-Qonto-2fa-Preference

string

2FA preference for the request

Path Parameters

string

required

ID of the business account to close

Response

Business account closed successfully

bank_account

object

required

Show child attributes

Update a business account Download the IBAN certificate

⌘I

Business API

Onboarding API

Close a business account

Authorizations

Headers

Path Parameters

Response