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Welcome to Qonto Embed!

Qonto Embed is the ultimate solution for seamlessly integrating banking capabilities into any B2B SaaS platform. We strive to revolutionize the addition of banking features by providing a simple, yet powerful experience.

With Qonto Embed, you can enhance your platform with advanced payment features and financial tools, or introduce innovative functionalities to boost customer retention and increase your bottom line—all in just a few easy steps!

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What is Qonto Embed?

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Embedded Finance: A Strategic Lever for Growth

In our rapidly evolving digital landscape, embedded finance emerges as a transformative force for platforms seeking strategic growth. By integrating financial services directly into their offerings, platforms can enhance user experiences, drive customer engagement, and unlock new revenue streams. The demand for embedded finance is clear; it not only addresses the financial service gaps faced by many businesses but also positions platforms as comprehensive solutions in their respective markets.

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Key Considerations

When deciding whether to invest into embedded finance solutions, there are three critical levers to consider:

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1. Go to Market Speed

Speed is of the essence in today’s competitive environment. Building a payment solution from scratch can delay market entry, potentially missing out on valuable opportunities. A banking solution requires time, expertise, licenses, risk management and ultimately involves a lot of resources.

Blog post Qonto on CBS: here

Opting for an embedded finance provider allows for rapid integration, ensuring your platform remains agile and responsive to market demands.

With Qonto Embed, you can distribue payment services to manage many use cases (see the list here) via API with a 2-week GO-live or choose a minor level of integration (e.g. redirection link) for an even lighter and faster connection

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2. Cost Control

Effective cost management is crucial for ensuring sustainable growth and maintaining a competitive advantage.

Developing in-house banking solutions requires significant upfront investments, not just in technology development, but also in acquiring necessary licenses, ensuring regulatory compliance, and assembling specialized teams with expertise in finance and technology. These costs can escalate quickly, particularly when accounting for ongoing operational expenses and the need to keep pace with rapidly evolving regulatory landscapes.

In contrast, partnering with an embedded finance provider offers a more financially prudent approach. By leveraging Qonto’s established infrastructure and regulatory expertise, platforms can avoid these substantial initial outlays. This partnership enables businesses to allocate resources more strategically, focusing on core competencies and innovation rather than the complexities of financial service delivery.

With Qonto’s transparent pricing (for SMBs) and Qonto Embed’s “profit-only*” revenue-sharing model (for you), platforms gain better financial predictability and can more accurately forecast their economic outcomes, ensuring that every investment contributes directly to growth and profitability.

*Qonto does not bill any (setup, monthly, transaction, operation) fees to Qonto Embed partners

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3. Revenue and Monetization Lever: Unlock Your Potential

Embedded finance not only enhances your platform’s capabilities but also unlocks new avenues for revenue. By leveraging advanced monetization strategies, platforms can maximize customer value and generate faster returns on investment, providing a competitive edge in the marketplace.

With Qonto Embed, you not only launch a business account: you make sure the launch is a success by relying on the product and brand leader in the European market.

Qonto Embed stands out as the ideal choice for platforms aiming to integrate embedded finance:

  • Proven Technology and Track Record: Qonto’s in-house technology has successfully served over 500,000 SMEs across Europe, demonstrating a robust and reliable infrastructure that supports growth and innovation.
  • Brand and Marketing Firepower: As a leading financial services brand, Qonto provides significant marketing capabilities that enhance your platform’s visibility and credibility, attracting and retaining more customers.
  • Exceptional Customer Success: With a Net Promoter Score (NPS) of +75, Qonto is committed to delivering outstanding customer experiences. This focus on customer success ensures satisfaction and loyalty, crucial for long-term growth.
  • Innovative Revenue Model: Qonto Embed’s revenue model is designed for profitability, with no upfront costs and revenue sharing. This approach ensures that your platform reaps the financial benefits without the burden of additional expenses.

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Conclusion: Partner with Qonto Embed for Success and Unlock Revenues

Incorporating embedded finance through Qonto Embed offers platforms a strategic advantage. By leveraging Qonto’s technology, brand strength, customer success, and innovative revenue model, your platform can enhance its offerings, driving growth and profitability. Partner with Qonto Embed to unlock new revenue opportunities and position your business for long-term success.

Explore Qonto Embed today and transform your platform into a comprehensive financial solution that meets the evolving needs of your users.