Create transfer request
curl --request POST \
--url https://thirdparty.qonto.com/v2/requests/transfers \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--header 'X-Qonto-Idempotency-Key: <x-qonto-idempotency-key>' \
--data '
{
"request_transfer": {
"note": "Q1 marketing invoice — pending admin approval",
"credit_iban": "FR7630001007941234567890183",
"credit_account_name": "URSSAF",
"credit_account_currency": "EUR",
"amount": "2000.50",
"currency": "EUR",
"reference": "Invoice 2026-01",
"attachment_ids": [
"d840f1cb-6adb-48af-9f89-540dcf5ba741"
],
"scheduled_date": "2026-03-06",
"recurrence": "monthly",
"last_recurrence_date": "2026-12-06",
"debit_iban": "FR0807277000000000000000911"
}
}
'import requests
url = "https://thirdparty.qonto.com/v2/requests/transfers"
payload = { "request_transfer": {
"note": "Q1 marketing invoice — pending admin approval",
"credit_iban": "FR7630001007941234567890183",
"credit_account_name": "URSSAF",
"credit_account_currency": "EUR",
"amount": "2000.50",
"currency": "EUR",
"reference": "Invoice 2026-01",
"attachment_ids": ["d840f1cb-6adb-48af-9f89-540dcf5ba741"],
"scheduled_date": "2026-03-06",
"recurrence": "monthly",
"last_recurrence_date": "2026-12-06",
"debit_iban": "FR0807277000000000000000911"
} }
headers = {
"X-Qonto-Idempotency-Key": "<x-qonto-idempotency-key>",
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
'X-Qonto-Idempotency-Key': '<x-qonto-idempotency-key>',
Authorization: 'Bearer <token>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
request_transfer: {
note: 'Q1 marketing invoice — pending admin approval',
credit_iban: 'FR7630001007941234567890183',
credit_account_name: 'URSSAF',
credit_account_currency: 'EUR',
amount: '2000.50',
currency: 'EUR',
reference: 'Invoice 2026-01',
attachment_ids: ['d840f1cb-6adb-48af-9f89-540dcf5ba741'],
scheduled_date: '2026-03-06',
recurrence: 'monthly',
last_recurrence_date: '2026-12-06',
debit_iban: 'FR0807277000000000000000911'
}
})
};
fetch('https://thirdparty.qonto.com/v2/requests/transfers', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://thirdparty.qonto.com/v2/requests/transfers",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'request_transfer' => [
'note' => 'Q1 marketing invoice — pending admin approval',
'credit_iban' => 'FR7630001007941234567890183',
'credit_account_name' => 'URSSAF',
'credit_account_currency' => 'EUR',
'amount' => '2000.50',
'currency' => 'EUR',
'reference' => 'Invoice 2026-01',
'attachment_ids' => [
'd840f1cb-6adb-48af-9f89-540dcf5ba741'
],
'scheduled_date' => '2026-03-06',
'recurrence' => 'monthly',
'last_recurrence_date' => '2026-12-06',
'debit_iban' => 'FR0807277000000000000000911'
]
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json",
"X-Qonto-Idempotency-Key: <x-qonto-idempotency-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://thirdparty.qonto.com/v2/requests/transfers"
payload := strings.NewReader("{\n \"request_transfer\": {\n \"note\": \"Q1 marketing invoice — pending admin approval\",\n \"credit_iban\": \"FR7630001007941234567890183\",\n \"credit_account_name\": \"URSSAF\",\n \"credit_account_currency\": \"EUR\",\n \"amount\": \"2000.50\",\n \"currency\": \"EUR\",\n \"reference\": \"Invoice 2026-01\",\n \"attachment_ids\": [\n \"d840f1cb-6adb-48af-9f89-540dcf5ba741\"\n ],\n \"scheduled_date\": \"2026-03-06\",\n \"recurrence\": \"monthly\",\n \"last_recurrence_date\": \"2026-12-06\",\n \"debit_iban\": \"FR0807277000000000000000911\"\n }\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("X-Qonto-Idempotency-Key", "<x-qonto-idempotency-key>")
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://thirdparty.qonto.com/v2/requests/transfers")
.header("X-Qonto-Idempotency-Key", "<x-qonto-idempotency-key>")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"request_transfer\": {\n \"note\": \"Q1 marketing invoice — pending admin approval\",\n \"credit_iban\": \"FR7630001007941234567890183\",\n \"credit_account_name\": \"URSSAF\",\n \"credit_account_currency\": \"EUR\",\n \"amount\": \"2000.50\",\n \"currency\": \"EUR\",\n \"reference\": \"Invoice 2026-01\",\n \"attachment_ids\": [\n \"d840f1cb-6adb-48af-9f89-540dcf5ba741\"\n ],\n \"scheduled_date\": \"2026-03-06\",\n \"recurrence\": \"monthly\",\n \"last_recurrence_date\": \"2026-12-06\",\n \"debit_iban\": \"FR0807277000000000000000911\"\n }\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://thirdparty.qonto.com/v2/requests/transfers")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["X-Qonto-Idempotency-Key"] = '<x-qonto-idempotency-key>'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"request_transfer\": {\n \"note\": \"Q1 marketing invoice — pending admin approval\",\n \"credit_iban\": \"FR7630001007941234567890183\",\n \"credit_account_name\": \"URSSAF\",\n \"credit_account_currency\": \"EUR\",\n \"amount\": \"2000.50\",\n \"currency\": \"EUR\",\n \"reference\": \"Invoice 2026-01\",\n \"attachment_ids\": [\n \"d840f1cb-6adb-48af-9f89-540dcf5ba741\"\n ],\n \"scheduled_date\": \"2026-03-06\",\n \"recurrence\": \"monthly\",\n \"last_recurrence_date\": \"2026-12-06\",\n \"debit_iban\": \"FR0807277000000000000000911\"\n }\n}"
response = http.request(request)
puts response.read_body{
"request_transfer": {
"id": "bb8f8d1d-5f12-486e-8f8e-90cc2af76038",
"request_type": "transfer",
"status": "pending",
"initiator_id": "6b1872e4-08e4-42ec-9c82-b441ec242a9b",
"approver_id": null,
"note": "Q1 marketing invoice — pending admin approval",
"declined_note": null,
"creditor_name": "URSSAF",
"reference": "Invoice 2026-01",
"amount": "2000.50",
"currency": "EUR",
"attachment_ids": [],
"scheduled_date": "2026-03-06",
"recurrence": null,
"last_recurrence_date": null,
"processed_at": null,
"created_at": "2026-02-16T17:33:38.215Z"
}
}Requests
Create transfer request
OAuth scope: request_transfers.write
Creates a single transfer request that should be approved by a membership of the authenticated organization with permissions to review requests.
Use this endpoint as the fallback when Create a SEPA transfer returns payment_policy_approval_required or payment_policy_approver_missing.
For batches of multiple beneficiaries in one request, use Create multi transfer request instead.
Price plans: this endpoint is accessible by organizations with all plans except Solo Basic.
POST
/
v2
/
requests
/
transfers
Create transfer request
curl --request POST \
--url https://thirdparty.qonto.com/v2/requests/transfers \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--header 'X-Qonto-Idempotency-Key: <x-qonto-idempotency-key>' \
--data '
{
"request_transfer": {
"note": "Q1 marketing invoice — pending admin approval",
"credit_iban": "FR7630001007941234567890183",
"credit_account_name": "URSSAF",
"credit_account_currency": "EUR",
"amount": "2000.50",
"currency": "EUR",
"reference": "Invoice 2026-01",
"attachment_ids": [
"d840f1cb-6adb-48af-9f89-540dcf5ba741"
],
"scheduled_date": "2026-03-06",
"recurrence": "monthly",
"last_recurrence_date": "2026-12-06",
"debit_iban": "FR0807277000000000000000911"
}
}
'import requests
url = "https://thirdparty.qonto.com/v2/requests/transfers"
payload = { "request_transfer": {
"note": "Q1 marketing invoice — pending admin approval",
"credit_iban": "FR7630001007941234567890183",
"credit_account_name": "URSSAF",
"credit_account_currency": "EUR",
"amount": "2000.50",
"currency": "EUR",
"reference": "Invoice 2026-01",
"attachment_ids": ["d840f1cb-6adb-48af-9f89-540dcf5ba741"],
"scheduled_date": "2026-03-06",
"recurrence": "monthly",
"last_recurrence_date": "2026-12-06",
"debit_iban": "FR0807277000000000000000911"
} }
headers = {
"X-Qonto-Idempotency-Key": "<x-qonto-idempotency-key>",
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {
'X-Qonto-Idempotency-Key': '<x-qonto-idempotency-key>',
Authorization: 'Bearer <token>',
'Content-Type': 'application/json'
},
body: JSON.stringify({
request_transfer: {
note: 'Q1 marketing invoice — pending admin approval',
credit_iban: 'FR7630001007941234567890183',
credit_account_name: 'URSSAF',
credit_account_currency: 'EUR',
amount: '2000.50',
currency: 'EUR',
reference: 'Invoice 2026-01',
attachment_ids: ['d840f1cb-6adb-48af-9f89-540dcf5ba741'],
scheduled_date: '2026-03-06',
recurrence: 'monthly',
last_recurrence_date: '2026-12-06',
debit_iban: 'FR0807277000000000000000911'
}
})
};
fetch('https://thirdparty.qonto.com/v2/requests/transfers', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://thirdparty.qonto.com/v2/requests/transfers",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'request_transfer' => [
'note' => 'Q1 marketing invoice — pending admin approval',
'credit_iban' => 'FR7630001007941234567890183',
'credit_account_name' => 'URSSAF',
'credit_account_currency' => 'EUR',
'amount' => '2000.50',
'currency' => 'EUR',
'reference' => 'Invoice 2026-01',
'attachment_ids' => [
'd840f1cb-6adb-48af-9f89-540dcf5ba741'
],
'scheduled_date' => '2026-03-06',
'recurrence' => 'monthly',
'last_recurrence_date' => '2026-12-06',
'debit_iban' => 'FR0807277000000000000000911'
]
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json",
"X-Qonto-Idempotency-Key: <x-qonto-idempotency-key>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://thirdparty.qonto.com/v2/requests/transfers"
payload := strings.NewReader("{\n \"request_transfer\": {\n \"note\": \"Q1 marketing invoice — pending admin approval\",\n \"credit_iban\": \"FR7630001007941234567890183\",\n \"credit_account_name\": \"URSSAF\",\n \"credit_account_currency\": \"EUR\",\n \"amount\": \"2000.50\",\n \"currency\": \"EUR\",\n \"reference\": \"Invoice 2026-01\",\n \"attachment_ids\": [\n \"d840f1cb-6adb-48af-9f89-540dcf5ba741\"\n ],\n \"scheduled_date\": \"2026-03-06\",\n \"recurrence\": \"monthly\",\n \"last_recurrence_date\": \"2026-12-06\",\n \"debit_iban\": \"FR0807277000000000000000911\"\n }\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("X-Qonto-Idempotency-Key", "<x-qonto-idempotency-key>")
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://thirdparty.qonto.com/v2/requests/transfers")
.header("X-Qonto-Idempotency-Key", "<x-qonto-idempotency-key>")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"request_transfer\": {\n \"note\": \"Q1 marketing invoice — pending admin approval\",\n \"credit_iban\": \"FR7630001007941234567890183\",\n \"credit_account_name\": \"URSSAF\",\n \"credit_account_currency\": \"EUR\",\n \"amount\": \"2000.50\",\n \"currency\": \"EUR\",\n \"reference\": \"Invoice 2026-01\",\n \"attachment_ids\": [\n \"d840f1cb-6adb-48af-9f89-540dcf5ba741\"\n ],\n \"scheduled_date\": \"2026-03-06\",\n \"recurrence\": \"monthly\",\n \"last_recurrence_date\": \"2026-12-06\",\n \"debit_iban\": \"FR0807277000000000000000911\"\n }\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://thirdparty.qonto.com/v2/requests/transfers")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["X-Qonto-Idempotency-Key"] = '<x-qonto-idempotency-key>'
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"request_transfer\": {\n \"note\": \"Q1 marketing invoice — pending admin approval\",\n \"credit_iban\": \"FR7630001007941234567890183\",\n \"credit_account_name\": \"URSSAF\",\n \"credit_account_currency\": \"EUR\",\n \"amount\": \"2000.50\",\n \"currency\": \"EUR\",\n \"reference\": \"Invoice 2026-01\",\n \"attachment_ids\": [\n \"d840f1cb-6adb-48af-9f89-540dcf5ba741\"\n ],\n \"scheduled_date\": \"2026-03-06\",\n \"recurrence\": \"monthly\",\n \"last_recurrence_date\": \"2026-12-06\",\n \"debit_iban\": \"FR0807277000000000000000911\"\n }\n}"
response = http.request(request)
puts response.read_body{
"request_transfer": {
"id": "bb8f8d1d-5f12-486e-8f8e-90cc2af76038",
"request_type": "transfer",
"status": "pending",
"initiator_id": "6b1872e4-08e4-42ec-9c82-b441ec242a9b",
"approver_id": null,
"note": "Q1 marketing invoice — pending admin approval",
"declined_note": null,
"creditor_name": "URSSAF",
"reference": "Invoice 2026-01",
"amount": "2000.50",
"currency": "EUR",
"attachment_ids": [],
"scheduled_date": "2026-03-06",
"recurrence": null,
"last_recurrence_date": null,
"processed_at": null,
"created_at": "2026-02-16T17:33:38.215Z"
}
}Authorizations
Bearer authorization header: Bearer <token>, where <token> is the access token received from the authorization server at the end of the OAuth 2.0 flow.
Headers
Required only for Sandbox API requests; to get one, please sign up to the Developer Portal.
Learn more in Idempotent Requests.
Example:
"123e4567-e89b-12d3-a456-426614174000"
Body
application/json
Show child attributes
Show child attributes
Response
Returns the request created.
Show child attributes
Show child attributes
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