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The Business API is available in two environments: Production and Sandbox (dummy data, for testing). All the API operations can be replicated from the Sandbox to the Production environment; use the Sandbox base URLs, not the Production ones, while testing.

Business endpoints

OAuth endpoints

Sandbox requests

Our entire Sandbox / staging environment is protected by a OneLogin gate and is not directly accessible from the public internet. For any non-browser call (cURL, your backend code, your HTTP client library, Postman, etc.), add the following header on every request you make to a Sandbox endpoint: When this header is present and valid, our infrastructure transparently bypasses the OneLogin gate and routes the request to the actual API.
The header name is case-sensitive on the dash-separated capitalization shown above: X-Qonto-Staging-Token. Lowercase or mixed variants may not be normalized by every layer in the chain.
The staging token is Sandbox-only: Production endpoints don’t accept it.
Where to find your staging token: your staging token is available on the Developer Portal, under your application’s authentication credentials. It is personal to your application — do not share it. The header must be present on every Sandbox request, including: To open a Sandbox URL in a browser (for example an Onboarding redirection_link or an attachment URL), the header can’t be used: see Accessing the Sandbox environment.

Example

To get access to the Sandbox and your credentials, see Create my OAuth App and Set up the Sandbox environment.