curl --request POST \
  --url https://thirdparty.qonto.com/v2/sepa/direct_debit_mandates \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "direct_debit_mandate": {
    "client_id": "497f6eca-6276-4993-bfeb-53cbbbba6f08",
    "send_mandate_signature_email": true
  }
}
'

{
  "direct_debit_mandate": {
    "id": "7c9e6679-7425-40de-944b-e07fc1f90ae7",
    "unique_mandate_reference": "01M48PB59D901CAQ8SW41DABJW",
    "client_id": "497f6eca-6276-4993-bfeb-53cbbbba6f08",
    "status": "pending_signature",
    "is_cancelable": true,
    "schedule_type": "monthly",
    "notify_client": true,
    "payment_info": {
      "first_payment": {
        "collection_date": "2026-11-15",
        "amount": {
          "value": "49.90",
          "currency": "EUR"
        },
        "reference": "SUBSCRIPTION-2026"
      },
      "notify_client": true,
      "schedule_type": "monthly",
      "schedule_total_collection_count": 12
    },
    "sign_url": "https://pay.qonto.com/mandates/7c9e6679-7425-40de-944b-e07fc1f90ae7",
    "created_at": "2026-10-06T09:30:00Z"
  }
}